Aadhar Card Loan , Aadhar Card Se Loan Kaise Le Hindi Me– अपने जीवन में आम नागरिक को कभी ना कभी पैसों की बहुत दिक्कत आती है जिसके कारण वह अपने जरुरी कामों को पूरा करने के लिए पर्सनल लोन का सहारा लेता है. आज के समय में लोन लेना पहले के जितना मुश्किल नहीं है आप घर बैठे आसानी से कुछ दस्तावेजों के सहारे लोन प्राप्त कर सकते हैं.
Aadhar Card Loan आज के समय में हर भारतीय के लिए आधार कार्ड एक महत्तवपूर्ण दस्तावेज हैं, जो की बहुत काम आता हैं। आधार कार्ड से लोन भी लिया जा सकता हैं।
आधार कार्ड से लोन लेने के लिए आपको वेबसाइट visite करके Loan apply करना होता हैं और इसके बाद आप नजदीकी आधार सेंटर जाकर के लोन की राशि प्राप्त कर सकते हैं।
Aadhar Card Loan In Hindi (घर बैठे ऑनलाइन आधार कार्ड से लोन कैसे लें)
Aadhar Card Loan नीचे दिए गए Steps को follow करके आप Aadhar Card से लोन अप्लाई करके लोन ले सकते हैं। आधार कार्ड से लोन बड़ी ही आसानी से लिए जा सकता हैं और इसकी Process बहुत ही Simple हैं।
आधार से लोन Apply करने के लिए Step by Step Process
Step 1 – Brow the official Website adharhousing.com in your phone
Step 2 – When you open the official site you will find the option “Apply For Loan” option in the right side.
Step 3 – Click at “Apply For Loan” option then after one form will open for filling the basic information like, name, email, Date of birth, Mobile number etc.
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Step 4 – Then you do next and fill in all the asked information in the form, which is generally mentioned below, that can be changed from time to time basis at the website.
First Name – आधार कार्ड पर जो नाम हैं वह
Surname – आपका Surname
Email ID – आपका Email ID
Mobile Number – आधार कार्ड में रजिस्टर्ड वाला मोबाइल नंबर
Landline Number – लैंडलाइन नंबर भरें, नहीं हैं तो छोड़ दें।
Date Of Birth – आपकी Date of Birth जो Aadhar Card में हैं
Pin Code – एरिया पिनकोड दर्ज करें
State – Select your state
Aadhar’s Nearest Branch – Fill your nearst Aadhar Center name/branch
Proof Of Income – Income certificate, या अपने Profession को Select करें. (Salaried or Businessman).
Loan Type – Select the Loan Type
Product – Select the reason for Loan.
Loan Amount – how much loan 10 लाख से कम या 10 लाख से अधिक उसे Select करें.
Property Identified – In this case select “Yes” if the property is identified or select “No” if the property is not identified.
Select the tenure of the loan at your convenience so it is the last option that you need to select.
Step 5 – Tick the box after filling the form and Submit.
जब आप Form को Submit कर देंगे तो आपकी Loan Request कंपनी के पास Submit हो जाएगी और आपको कुछ दिनों के बाद कंपनी की तरफ से Verification Call आएगी और उस कॉल में आपको Loan लेने की आगे की Process Explain की जाएगी
इसके बाद आपको नजदीकी आधार केंद्र जाकर के जरुरी Documents को चेक करवाने पड़ेंगे और आधार केंद्र वाले ये चेक करेंगे की आप Loan Amount को भुगतान करने में capable हैं भी या नहीं।
अगर आपके पास निश्चित आय का श्रोत है और आप लोन का भुगतान आसानी से करने में सक्षम हैं तो आपको लोन का Final Approval मिल जायेगा और आपके बैंक अकाउंट में लोन की राशि Credit कर दी जाएगी, तो ये था आधार से लोन लेने का Complete Process.
अब आपको इस आर्टिकल में आधार से लोन लेने से Related अन्य भी जानकारी देते हैं जो आपके बहुत काम आएगी
Aadhar Loan Types In Hindi (आधार कार्ड से कितने प्रकार के लोन ले सकते हैं)
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- Home Loan
- Loan Against Property
- Plot Loan
- Home Improvement Loan
- Home Extension Loan
Aadhar Card Loan Eligibility Criterias
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- Nationality Should be Undia
- Applicants age should be 21 years or more than that
- Applicants should have linked mobile number to Aadhar and Email Ids as well
- Applicants should have source of income for repaying the loan amount
- Credit Score should be in good range for taking the loan from Aadhar
Necessary documents for applying Loan from Aadhar
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- PAN Card
- Bank Account either Saving or Current account.
- Passport size Photograph
Banks also Provides the Loan on Aadhar
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- State Bank Of India
- HDFC Bank
- Kotak Mahindra Bank
- Loan Limit: 25K to 40Lakh, Interest Rate: 10.75P.A., Loan Tenure: 12 to 60 Months, Processing charege: 3% + Tax
- ICICI Bank
- Others Inidan Govt. Banks.
Apps also Provide the Loan on Aadhar
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- Bank Loan Apps
- NBFC Loan App
- Finanance Company Apps
- Money View App
- Loan Limit: 5K to 5 Lakh, Interest Rate: 1.33% Per/month, Loan Tenure: 12 to 60 months, Processing charge: 2%+Tax,
How much loan can I take from Aadhar?
You can take up to 10 lakh or more loans via the PM loan scheme but there should meet all terms and conditions in the loan application request. It is verified by Aahar before giving you a loan that you have a proper income source for repaying the loan amount, and your credit score is also good, and they also verify your risk profile so finally all things are meeting then after the loan amount will be credited to your account.
How much is the rate of interest in an Aadhar Loan?
The interest rate range varies from 11% to 14% per annum and on top of this Processing Fees, Registration Fees can also be charged. So Loan centers will give you detailed information when you will go for an appointment at Aadhar Center.
Conclusion:
We hope that you have gone through the full article where we describe how to take a loan from Adhar, How to apply for it step by step, the Types of loans on Aadhar, Eligibility criteria, documents required for Aadhar loans, the banks, Apps and financial apps who are providing the loans on Aadhar card.
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