How to take loan from BharatPe App? Take a loan of Rs 1 lakh from BharatPe

Posted by

How to take loan from Bharatpay app- If you are a businessman and you need a loan to further your business, then in today’s article we are going to tell you about a reliable application from where you can easily get a loan up to Rs 7 lakh. Can. Are. This application is none other than BharatPe which is Made in India Loan and Payment Application.

No matter how big or small your business is, you can take a loan from BharatPe. In this article, we will tell you step by step the complete process of how to take loan from BharatPe, and also important information to take loan like eligibility to take loan, required documents, how much loan will be given, how much interest rate will be charged, for how much time. Information about whether you will get loan etc. will also be shared with you.

Bharat Pe Loan App Details (Information about Bharat Pe)

BharatPe is a leading Finetech (Finance company) in India that allows merchants to accept payments from any UPI through a single BharatPE QR code. Its special thing is that BharatPe provides business loans up to Rs 7 lakh to traders. If seen, it is a complete business solution which is providing excellent facilities to grow the business.

Bharat Pe App Ko Download Kaise Kare

You can download BharatPe App from Google Play Store, more than one crore people have downloaded and installed BharatPe App from Google Play Store and it is increasing day by day and the overall rating of BharatPe is from 4 to 4. There is a lot available, you can take instant personal loan from BharatPe App as per your need.

BharatPe App Se Loan Kaise Le
BharatPe App On Google Play Store (Snapshot)

The first choice of every Indian is an Indian company, because he has more trust in the Indian company and the Indian company is also more accountable when it is a company of his home country, the Indian company is very loyal and responsible to its customers. towards.

Features of Bharat Pay App

Bharat Pay provides online loan facility to its customers and it is a finance company, apart from taking online loan, customers can avail many other types of facilities, Bharat Pay App is the official App of the finance company.

Bharat Pe Payment Transfer, Interest Account, ATM, Sweep Machine, Recharge Passbook, Free Credit Score Check Up. Also provides facilities like Refer and Earn QR Code etc. But today in this blog we will learn in detail about taking loan from Bharat Pay.

Loan guarantee is not required from Bharat Pay app.

By taking loan through BharatPe App, you do not need any guarantee and you get the loan without any collateral. Through this app, you can easily take loan up to Minimum Rs 100000 and Maximum Rs 1000000.

What is the civil score in India?

The interest rates depend on your civil score and banking transactions, which can be a minimum of 21% to 30% and the loan tenure ranges from 3 months to a maximum of 15 months.

Bharat Pe Loan Key Features
Loan Amount Minimum 1,00000 Rs to Maximum 10,00000 Rs
Duration of Loan Min 3 Months to max 15 Months
Interest Rates Min 21% to Max 30%
Processing Fees 0% to 2%
Loan Repayment Method Easy Daily Installment (EDI) [Easy Daily Installment)

How to take loan from Bharatpay app

First step you download BharatPe application from Play Store, after that register in BharatPe app with your mobile number, when you accept payment from BharatPe QR code for 1 consecutive month, then you have loan option open in BharatPe app. .

To apply for a loan from BharatPe, you will have to upload the necessary documents by clicking on the loan option in the app. After this, you will be offered the loan amount by BharatPe, which you have to accept, after 2 to 3 business days. Wait for a few days, the loan amount will be transferred to your bank account.

Step By Step Process for applying in BhartPe App

    1. Install the BharatPe App in Your Mobile
    2. Allow the BharatPe App Permissions
    3. Verify Your Mobile number
    4. Choose the Loan Section
    5. Choose the Loan Amount which You want to take
    6. Select the Loan Duration
    7. Accepts the App Permissions
    8. Fill Your Basics Details (PAN number, Pin Code, etc. for checking the loan Eligibility)
    9. Link Your Bank Account
    10. Enter Your PAN Card Details
    11. Complete Your Aadhar KYC
    12. Upload Your Documents
    13. Submit the final request
    14. Check the status of the loan in your app, after verification, you will get the loan amount in your linked bank account.

BharatPe Personal Loan Eligibility Criteria

To take a loan from BharatPe, the applicant must be above 18 years of age and to get the loan approved, you are required to follow the terms and conditions.

You should keep doing transactions through Bharat Pay Aap for at least 30 consecutive days.

    1. Age should be 18 years or more.
    2. Citizenship of the applicant should be Indian.
    3. Applicant’s bank statement
    4. To take loan from BharatPe, one of the necessary conditions is to link the applicant’s business account with BharatPe.
    5. To take loan from Bharat Pay, you will have to take payment through QR Code for one month, only after that the loan option will be enabled in your APP.
    6. If you are planning to take a loan from Bharat Pay, then you will have to start taking payments through QR Code from now, which will make it much easier for you to get the loan.

After applying for the loan, you will get a call from the bank branch within 7 days and you will be informed by the bank branch whether your loan has been approved or not.

BharatPe Personal loan (Important Document)

Documents Required Remarks
Aadhar Card For Identity and Address Proof
PAN Card For Identity
6 months Bank Statement For the income
Salary Slip For Verifying your Job
Photograph / Selfie For Current Photograph
MI Credit Personal Loan Apply Click Here
PhonePe Personal Loan Apply  Click Here
Official Website  Click Here

BharatPe Personal loan की विशेषताएं

    1. The process of taking loan from BharatPe is completely online, you do not need to visit any bank or office to take the loan. You can apply for a loan through BharatPe app while sitting at home.
    2. You will not have to pay any kind of loan processing fees while taking loan from BharatPe.
    3. You can increase the loan amount by receiving more payments from BharatPe QR Code.
    4. You can get a loan up to Rs 7 lakh depending on your eligibility.
    5. BharatPe is a trusted application registered with NBFC.

BharatPe App कितना इंटरेस्ट रेट लेता है

BharatPe App Fees & Charges Details
Interest Rate 21% to 30% APR
Processing Fees 0% to 2%
Service Charge Depends on Loan Amount
GST Charge if any 18% Plus
Overdue Charges Depends on Loan Amount
Late Fees When not paying the EMI/DMI on time
Example For 100000/- Rs Loan
6 Month Duration
24% Interest Rate (12000/- Rs)
with Processing Fees 2000/- Rs
Total Payment You need to BharatPe is 114000/- Rs

BharatPe Head Office Address: A-45, Corner Market, Malviya Nagar, Opp. Panchshila Rendezvous, New Delhi, Delhi 110017

BharatPe Customer Care Number

Customer Care Number 8882555444
Official Website https://bharatpe.com/contactus

 

Conclusion

इस आर्टिकल के माधयम आपको BhartPe से लोन कैसे लेना है इसके बारे में विस्तृत जानकारी मिल गई होगी।

इसके अलावा हमने आपको BharatPe App के बारे में भी बताया, लोन App में कैसे अप्लाई करना hai, उसका Step by Step प्रोसेस बताया, डाक्यूमेंट्स क्या लगेंगे, लोन लेने की पात्रता, कितना इंटरेस्ट रेट होगा, लोन की अवधि क्या रहेगी इन सब पहलुओं पर जानकारी देने की कोशिस की है।

ज्यादा जारकारी के लिए आप ऑफिसियल वेब साइट पर विसिट करके जानकारी ले सकते है।

आप हमें कमेंट करके बताएं की आपको आर्टिकल कैसा लगा, Thank You for Visiting Mominedits.com

BharatPe Personal loan: FAQ’s

Q: भारत पे से लोन कैसे मिलता है?

Ans.  इसके लिए आपको लगातार एक महीने तक BharatPe QR के माध्यम से पेमेंट Accept करना होता हैं इसके बाद ही आप BharatPe से Loan के लिए  Apply कर सकते हैं।

Q: BharatPe से कितना लोन ले सकते हैं?

Ans. अपनी जरुरत के हिसाब से 10000/- Rs से 7,00000 लाख Rs. तक का लोन ले सकते हो।

Q: BharatPe से अधिक लोन कैसे ले सकते हैं?

Ans. इसके लिए आपको BharatPe QR Code के द्वारा अधिक से अधिक पेमेंट एक्सेप्ट करना पड़ेगा।

Q: क्या BharatPe App के द्वारा केवल व्यापारियों को ही लोन मिलता है?

Ans.  यस, BharatPe से केवल बिजनेसमैन ही लोन ले सकता हैं, अगर आप कोई कोई शॉप चलाते हैं या छोटा मोटा बिज़नेस करते हैं तो आपको BhartaPe से लोन मिल सकता हैं।

Q: क्या मैं भारतपे पर लोन ले सकता हूं?

Ans. हाँ आप भारतपे पर लोन ले सकते हो, इसके लिए आपको अपने मोबाइल में भरतपे ऐप इनस्टॉल करना होगा और लोन अप्लाई के लिए जरुरी शर्तों जैसे आपका सिविल स्कोर, बैंक अकाउंट, आपकी उम्र, एक महीने तक लगातार QR कोड से पेमेंट एक्सेप्ट इत्यादि शर्तों का पालन करना होगा और जरुरी दस्तावेज अपलोड करके आप आसानी से लोन ले सकते हो।

Q. Who is Bharatpe founder?

Ans. Ashneer Grover is the former co-founder and MD of BharatPe which he co-founded with Shashvat Nakrani and Bhavik Koladiya in 2018.

Q. Is BharatPe approved by RBI?

Ans. Yes, BharatPe has received the “in priciple approval from the Reserve Bank of India” which needs to operate as an online-payment-aggregator.

Q. Is Bharat pay safe?

Ans. Yes, BharatPe is very safe and located in India, BhartPe stores its data securely, intends to protect users’ personal information, and maintains the data very safely.

Q. Which money app is safe?

Ans. BhartPe is one of the safe money app in India.

Q. What is the minimum loan amount in BharatPe?

Ans. You can take a minimum of 10000/- Rs.

Q. What is the maximum loan amount in Bharat pay?

Ans. You can take a maximum of 700000/- Rs.

Q. Can I use Bharat pay without bank account?

Ans. No, You can not use Bharat Pay without an active bank account and mobile number, both should be an Indian account and a mobile number.

Q. Is BharatPe and Google pay same?

Ans. No, BharatPe and Google Pay are not the same both are different company’s apps and services.

 

6 comments

Leave a Reply

Your email address will not be published. Required fields are marked *